Legal Disclaimer
Last updated: May 30, 2026
IMPORTANT: Please read carefully. FinSpot is a personal finance management tool and is not a financial, investment, or tax advisor. The information and features provided are for informational and organizational purposes only.
1Not Financial Advice
FinSpot is not a financial advisor, investment advisor, broker-dealer, or tax professional. Nothing in the service constitutes investment, tax, legal, or accounting advice, or a recommendation or endorsement of any financial product or strategy.
2Your Responsibility
You are solely responsible for your financial decisions, for verifying the accuracy of your data, and for understanding the risks of any financial product or strategy. We strongly recommend consulting a qualified professional before making significant financial decisions.
3Data Accuracy
We strive for accurate tools and calculations, but figures may contain errors, calculations are estimates, and imported or third-party data (CSV imports, exchange rates) may be delayed or incorrect. Always verify balances directly with your financial institution before acting on them.
4AI-Generated Content
Our AI features (advisor, categorization, insights) may produce inaccurate or incomplete information and are based on patterns rather than personalized professional advice. Do not rely on them for critical decisions.
5Investment Risk
All investments carry risk, including market, liquidity, credit, interest-rate, and currency risk. The value of investments can go down as well as up, and past performance is not indicative of future results. You may lose some or all of your capital.
6Third-Party Services
FinSpot integrates with third-party services such as Stripe for payments. We are not responsible for the accuracy, availability, or practices of these third parties, which are governed by their own terms and privacy policies.
7"As Is" Service
To the maximum extent permitted by law, the service is provided "as is" and "as available" without warranties of any kind. We do not guarantee specific financial outcomes, savings, debt reduction, or credit-score improvements.
8Limitation and Mandatory Rights
Nothing in this Disclaimer excludes or limits liability that cannot be excluded under applicable law, including mandatory consumer-protection rights. If you are a consumer in the EU/EEA, your statutory rights remain unaffected. This Disclaimer is incorporated by reference into the Terms of Service.